Zilch free £5
Join zilch & get £5 free to spend on anything anywhere in store or online
How Pay in 4 works.
Pay 25% upfront, then the rest in 3 instalments over 6 weeks. Ideal for bigger buys, or if you just need a little extra time.
Earn Rewards with Pay in 1
Get up to 5% back in Zilch Rewards when you shop online by searching our app for your chosen store and enabling your card for Pay in 1 before checkout.
You’ll also receive 0.5% back in Zilch Rewards when you use Zilch Anywhere and Tap and Pay in-store.
Split the cost with Pay in 4
We have thousands of online stores with zero fees on our app – all you need to do is enable your card. And because we’re a Mastercard, you can Pay in 4 anywhere else – online or in-store – for a small fee.
Spend responsibly, spending more than you can afford could seriously affect your financial status. Credit subject to status, 18+, UK residents only. Representative Example APR 18.1% (fixed) based on total spend: £240 (+£2.50 fees). Total repayable: £242.50 paid over 6 weeks, 1st payment £62.50, then 3 payments of £60.00 every 2 weeks. T&Cs apply
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